One road, one strait, four towns: how to drive the loop from Tivat without losing half the day to it.
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The Bay of Kotor is a drowned river canyon, not a lake, so the road never leaves the water's edge and never speeds up either. These are the figures that decide how you plan the day, before a single opinion enters the picture.
direct drive from Tivat to Kotor, 20 km on the water-hugging road
Tivat to Perast, the prettiest stretch of the whole loop
the Kamenari to Lepetane ferry, straight across the Verige strait
Tivat to Herceg Novi, at the mouth of the bay, using the ferry
The bay is a closed loop with one shortcut cut through the middle. Which direction you drive first decides whether that shortcut helps you or not.
Kotor first, 20 km, about 40 minutes. You reach the old town before the car parks around the walls fill, which in season happens by mid morning.
Then Risan, round the head of the bay. No shortcut here, just the shore road.
Herceg Novi last, home on the ferry. You reach the mouth of the bay at the end of the day and cross back on the Kamenari to Lepetane ferry instead of driving the long way round.
Ferry out of Tivat. Kamenari to Lepetane, over the Verige strait, runs through the day, pay at the barrier, about ten minutes on the water. It saves roughly 25 km against the drive round the head of the bay.
Herceg Novi and Risan while the road is quiet. The shortcut is spent early, so the towns at the mouth of the bay come first.
Perast and Kotor last. A shorter ferry queue in the morning, more competition for parking by the time you reach Kotor.
Single carriageway, the whole way round. One lane each direction, threading stone villages built long before cars existed.
Distance is not the constraint, the villages are. Twenty kilometres to Kotor looks short on a map; a van stopped in a lane or a coach on a blind bend is what slows you down.
In August, plan on double. A 40 minute drive in April can take well over an hour in peak season, and the ferry queue lengthens with it.
A single street of stone palaces between the road and the water, and the launch point for the short boat crossing to Our Lady of the Rocks and the wooded islet of Saint George beside it. Boats run through the day from the small quay.
Nothing motorised enters the walled old town, so every visit starts and ends on foot from the car parks outside it. Those fill by mid morning in season, and once they are full the nearest space is a genuine walk away.
The quietest of the four. Most cars pass through rather than stop, which makes it an easy place to pull over without hunting for a space.
Forty kilometres from Tivat using the ferry, where the bay opens into the Adriatic: more seafront than canyon. Also the last stop before Croatia, about 90 minutes further on, which needs the supplier's written permission and a green card to cross.
Outside the walls at Kotor, before mid morning if you can. Perast has a little roadside space that goes early. Herceg Novi and Risan are far easier all day.
Single carriageway through every village on the shore, slowest from mid morning to early evening in July and August, when journey times can roughly double.
Kamenari to Lepetane, across the Verige strait, about ten minutes on the water, runs through the day. Queue on the road and pay at the barrier.
Half a day covers the driving and a stop in Kotor. A full day adds Perast, the boat to the islets, and an unhurried look at Risan and Herceg Novi. Both are honest answers, just different lists.
Yes, if you keep it to the drive and one stop in Kotor. Tivat to Kotor is 20 km and about 40 minutes, so a there-and-back with an hour or two in the old town fits before lunch. Adding Perast, the boat to the islets, or Herceg Novi turns it into a full day.
Both work; the difference is which stop gets the fresh start. Driving to Kotor first gets you there before the car parks fill. Taking the Kamenari to Lepetane ferry first spends the shortcut early and leaves Perast and Kotor for the busier afternoon.
Outside the city walls, in the marked car parks, since nothing motorised enters the old town itself. In season those fill by mid morning, so arriving early or later is the difference between parking close and a long walk in.
No booking. The Kamenari to Lepetane crossing over the Verige strait runs through the day; you drive up, queue, and pay at the barrier on the other side. The car takes it without restriction.
Not difficult, but slow by design: single carriageway the entire way round, hugging the water through villages built long before the road was. Traffic and width are the limiting factor, not gradient. Allow noticeably more time in July and August.
A quarter of the loop, all of it, or the ferry both ways: with your own car the order is your choice, not a coach timetable.
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